What an eligibility review is actually checking
BMI can open a label pathway, but the rest of the assessment determines whether a product may fit.
Swipe horizontally to compare →
| Review area | Why it matters | What it does not guarantee |
|---|---|---|
| BMI and related conditions | Connects the patient to a product’s labeled population | A prescription or insurance approval |
| Medical and family history | Surfaces warnings, contraindications, and monitoring needs | That one medication is the automatic choice |
| Current medicines and goals | Helps evaluate interactions, fit, and a realistic care plan | A side-effect-free or permanent result |
Table source:NIDDK prescription medications for overweight and obesity
01
The familiar BMI numbers come from product labeling
For chronic weight management in adults, FDA-approved products such as Wegovy↗ and Zepbound↗ include a pathway for adults with obesity, commonly described as a BMI of 30 or higher, and another for adults with overweight, commonly a BMI of 27 or higher, plus at least one weight-related condition. The exact indication belongs to the exact product—not to every medicine marketed under the broad “GLP-1” label.
Those numbers describe populations included in an approved use. They do not create an automatic prescription, guarantee insurance coverage, or show which product is the best fit. A prescriber still needs to assess the person rather than approve a checkout form.
02
Medical fit goes beyond height and weight
A useful assessment reviews why treatment is being considered, previous weight-management efforts, current medicines, allergies, relevant medical and family history, and pregnancy or pregnancy plans. Current product labeling also includes contraindications, warnings, and possible drug interactions that a short eligibility quiz may not capture.
The prescriber should know about diabetes treatment, prior pancreatitis or gallbladder concerns, digestive symptoms, kidney problems, eye disease related to diabetes, and any personal or family history relevant to the product label. This is not a complete screening list; the current label and clinical judgment control.
03
What to bring to an eligibility visit
You do not need to arrive having chosen a medication. Bring the information that helps a clinician evaluate your options and explain what happens next.
- A complete medication and supplement list, including diabetes medicines.
- Relevant diagnoses, procedures, allergies, and family history.
- Recent weight history and any available blood pressure or lab information.
- Pregnancy, breastfeeding, or plans to become pregnant.
- Your treatment goals, budget, insurance details, and preferred visit format.
- Questions about product choice, side effects, monitoring, and stopping treatment.
04
Eligibility should lead to a care plan—not just a payment screen
A program should identify the clinician or medical group responsible for the assessment, explain how follow-up works, and name the product and dispensing pathway. It should also be clear how you report side effects, what monitoring may be needed, and what happens if the first option is not covered or tolerated.
Treat instant approval, a guaranteed prescription, or an offer that does not ask for meaningful medical history as a reason to slow down. Legitimate care may be convenient, but it is still clinical care.
Common questions
Answers to clarify the comparison
What BMI qualifies for a GLP-1 medication?
Can I qualify if my BMI is below 27?
Does meeting an FDA label threshold mean insurance will cover treatment?
Primary sources
Read the official material behind this page
- NIDDK: prescription medications to treat overweight and obesity
- FDA: current Wegovy prescribing information
- FDA: current Zepbound prescribing information
Health information is educational and does not diagnose, determine eligibility, or replace product labeling and care from a qualified professional.


